What does it take to minimize your tax bill, not just this year but in the years to come?
The answer varies for each individual. Tax optimization strategies depend heavily on personal assets and financial goals, which are unique to everyone.
However, nearly all high-net-worth individuals (HNWIs) share...
Is your retirement savings on track?
If you’re like most people, you may feel it’s not. In fact, concerns about running out of money in retirement are very common.1, 2
Many people today believe they’ll need at least $1.5 million saved to retire comfortably.3 But is that number right for you? The real...
How many of your financial choices are based purely on logic?
It could be fewer than you think.
That’s because most of us make money decisions with our emotions in play.1
With that, certain biases can follow. When they do, those biases can lead even the smartest, best-intentioned investors astray.
Here...
When are you going to retire?
How did you make that decision?
Many of us look at finances and health when we’re deciding when to retire.
Whether or not we realize it, we’re also considering our emotions and what we imagine for the future — we compare how we feel in our current circumstances to how we...
Watching your portfolio take a hit can be unsettling, but staying focused on the long game is crucial. Even in uncertain times, a long-term strategy helps you navigate market ups and downs more effectively.
Here, we’ll explore why market corrections are normal, how understanding historical trends can...
What money topics are the most taboo to talk about?
Earnings, debt, inheritance, or net worth?
For most of us, many financial topics are simply off-limits.1
That means that many of us are not discussing money as much as we probably should be.1
Without those talks, myths about money and financial...
If you’re like many investors, the thought of paying capital gains taxes on your successful investments might feel overwhelming. But what if there was a strategy to potentially reduce some of those taxes?
It’s called tax loss harvesting, and while the term might sound complicated, it's actually a...
What’s the first thing you think of when it comes to money?
Are your thoughts more positive or negative?
Whatever’s natural to you can speak to your money mindset.1
And that money mindset can shape your financial views and habits. It can also reveal more about your values and beliefs, not just about...
